With 40 years of accounting and auditing experience, John White epitomizes the regulatory compliance expertise of ICS Risk Advisors. John founded ICS Risk Advisors more than 10 years ago, with a mission to provide focused, outsourced...
MORE

With 40 years of accounting and auditing experience, John White epitomizes the regulatory compliance expertise of ICS Risk Advisors. John founded ICS Risk Advisors more than 10 years ago, with a mission to provide focused, outsourced compliance services to the financial services industry. He has a proven history of founding successful businesses in this sector, including Accume Partners, Hanagrove, LLC, and Precision Loan Solutions, LLC.

Previous Experience
Among his other work experience, John has served as an audit partner with one of the Big Four. In this capacity, he led the financial services practice for the organization’s Philadelphia office and served as a member of the executive management team.

John possesses a broad range of general practice experience that he draws upon to ensure ICS Risk Advisors remains at the forefront of regulatory change. This experience includes troubled company restructuring, mergers and acquisitions, debt restructurings, and corporate reorganizations.

Some of his specific project experience includes interim executive management positions, internal control evaluations, SEC filings, Bank Secrecy Act investigations, and investment product reviews.

Education
• Bachelor of Science, LaSalle University
LESS

James C. Lacovara brings more than 23 years of banking experience to ICS, with an expertise in bank regulatory compliance from both industry and regulatory perspectives, as well as a strong background in retail and commercial...
MORE

James C. Lacovara brings more than 23 years of banking experience to ICS, with an expertise in bank regulatory compliance from both industry and regulatory perspectives, as well as a strong background in retail and commercial lending.

Previous Experience
Prior to joining ICS, James was Director of Bank Regulatory Compliance with a large international corporate and investment bank, where he was responsible for overall regulatory compliance of all banking businesses in the United States. As a former Central Point of Contact and Senior Bank Examiner with the New York State Banking Department, James also has a comprehensive understanding of compliance risk, interest rate risk, liquidity risk, credit risk, market risk and operational risk management with respect to the safety and soundness of domestic and foreign financial institutions. In addition, he previously worked in both retail credit and commercial lending, with responsibility for managing credit portfolios across various product and client types, and also completed a formal credit training program.

Professional Memberships
• Lifetime Member, Beta Gamma Sigma (Theta of New York Chapter)

Education
• American Bankers Association Graduate School of Compliance Management
• MS, Finance with Distinction, Hofstra University, Frank G. Zarb School of Business
• BBA, Banking and Finance, Hofstra University, Frank G. Zarb School of Business
LESS

John Palmer brings more than 30 years of progressive professional experience in the financial services industry in the United States and internationally. Previous Experience Prior to joining ICS Risk Advisors, John served for four yea...
MORE

John Palmer brings more than 30 years of progressive professional experience in the financial services industry in the United States and internationally.

Previous Experience
Prior to joining ICS Risk Advisors, John served for four years as SVP/Risk Manager for a $5 billion publicly traded banking institution. Additionally, John supervised the internal compliance monitoring function for the bank.

Preceding his role as a Risk Manager, John was employed with one of the Big Four for more than 15 years. There, he progressed from a management role in the external audit practice to a Director in the office of the General Counsel in New York, where he provided accounting and auditing advice to in-house and outside counsel.

Professional Affiliations
• Certified Public Accountant
• Chartered Accountant
• Member of the American Institute of Certified Public Accountants

Education
• Master of Science in Theory of Auditing, Accounting, and Taxation, University of the Witwatersrand in South Africa
• Bachelor of Science in Accounting, University of the Witwatersrand in South Africa
LESS

Chris B. Harris has more than 35 years of experience in analyzing the financial and operational performance of companies. He is a former audit partner, responsible for quality control within a national accounting firm. Chris has more than...
MORE

Chris B. Harris has more than 35 years of experience in analyzing the financial and operational performance of companies. He is a former audit partner, responsible for quality control within a national accounting firm. Chris has more than 18 years in public accounting, focusing primarily on financial institutions.

Previous Experience
Chris had previously served as Partner of Accume’s banking practice for 12 years, where he managed outsourced internal audit engagements for hundreds of community banks in the mid-Atlantic region.

Professional Affiliations & Credentials
• Member, Financial Executives Institute, Chairman
• Member, AICPA
• Member, PICPA
• Certified Public Accountant

Education
• Graduate of Susquehanna University
LESS