Credit Risk Management Services

The Credit Risk Management Services practice assists financial institutions in the development, implementation, and maintenance of comprehensive credit risk management programs.

Our process provides for an independent review of each client’s overall lending program and related credit processes, as well as individual loan reviews, in accordance with current industry “best practices” and regulatory expectations. Upon completion, we provide the client with observations and recommendations designed to enhance the effectiveness of the credit risk management program.

With Credit Risk Management, you gain the confidence that comes from partnering with professionals who average 15 years of industry experience in such roles as senior lenders, underwriters, lawyers, auditors, and regulators. Our team will design a customized and efficient process to effectively identify, measure, monitor, and control credit risk exposure, as well as maintain ongoing compliance with applicable laws and regulations.

Credit Risk Management Services include:

• Capital and Performance Measurement
• Credit Portfolio Management
• Credit Process Advisory
• Credit Policies and Procedures
• Credit Analysis Standards
• Database Administration
• Credit Rating Methodology
• Credit Administration
• Loan Review
• Loan Loss Reserve and Methodology (ALLL)
• Stress Testing and Migration
• Loan Workout
• Regulatory Compliance and Relations
• Loss-Share Agreement
• Due Diligence
• Operational Consulting
• Lending and Credit Risk Management Training

Learn more about how we are uniquely qualified to serve your financial institution:
» International Banks
» Community Banks
» Credit Unions
» Bank Holding Companies
» Money Service Businesses
» Asset Management Firms