Community Reinvestment Act (CRA) Compliance

CRA Compliance is an important consideration in any regulatory application, such as mergers, acquisitions, and new branches. Furthermore, the Gramm-Leach-Bliley Act emphasizes the importance of a bank’s CRA performance in determining which banks will be permitted to expand their business beyond normal bank activities.

Our CRA Compliance practice area is led by former federal regulators and CRA bank officers. We help you monitor your performance and suggest adjustments to address deficiencies.

Community Reinvestment Act (CRA) Services include:

» CRA Performance Evaluations

• CRA Plan Development
• Performance Context Updates
• Assessment Area Delineation
• Lending Performance Analysis:
  • Home Mortgage
  • Small Business
  • Consumer Loans
• Community Development Loans Analysis
• Qualified Investments, Grants, and Donations Analysis
• Retail Banking and Community Development Services Analysis
• CRA Technical Compliance Review
• CRA Strategies Recommendations
• Quarterly CRA Performance Updates
• Exam Remediation
• Training
• HMDA & CRA Data Collection & Reporting:
  • HMDA & CRA Data Integrity Testing
  • HMDA & CRA Data Preparation

Learn more about how we are uniquely qualified to serve your financial institution:
» International Banks
» Community Banks
» Credit Unions
» Bank Holding Companies
» Money Service Businesses
» Asset Management Firms