Agencies

CRA Asset Size Thresholds are revised to the following: Small Institutions are less than $1.160 Billion and Intermediate Small Institutions are $290 Million to less than $1.160 Billion

January 01, 2012

FDIC

Interim Final Rule for Banks with $50 Billion or More in Assets to Submit a Contingency Plan for the Resolution of the Bank

January 01, 2012

FRB

*Reg. Z and Reg. M Annual Adjustment to the Threshold for Exempt Consumer Transactions Revised to $51,800 for 2012

January 01, 2012

FRB

Reg. Z HOEPA Adjusted to $612 for 2012

January 01, 2012

FFIEC

Examiners Begin Assessing Institutions on Enhanced Guidance on Authentication in an Internet Banking Environment

January 01, 2012

CFPB

*Comments Due on Proposed Information Collection

January 03, 2012

OCC

Guidance Issued on Addresses and Names Required on CRA, ECOA, and FHA Public Notices

January 09, 2012

CFPB

Comments Due on Private Student Loans

January 17, 2012

HUD

Comments Due on Proposed Disparate Impact Rule

January 17, 2012

Agencies

Comments Due on Proposed Revisions to Call Report

January 20, 2012

FinCEN

Final Rule on Definition of MSB

January 23, 2012

FinCEN

New MSB Registration Website

January 23, 2012

FinCEN

Final Rule on Prepaid Access Cards

January 29, 2012

CFPB

Comments Due on Proposed Policy Statement on Disclosure of Certain Credit Card Complaint Data

January 30, 2012

CFPB

Comments Due on Proposed Complaint Disclosure

January 30, 2012

FDIC

Issues Revised Guidance on Payment-Processors

January 31, 2012

Agencies

Issue Guidance on Junior-Lien Loan Loss Allowances

January 31, 2012

Agencies

Comments Due on Amendment to Notice of Proposed Rulemaking on Market Risk Capital Rules

February 03, 2012

FHFA

Comments Due on Proposal to Link Federal Home Loan Bank Advances to CRA, First-time Homebuyer Programs

February 08, 2012

Agencies

*Comments Due on Proposed Rule on the Prohibitions and Restrictions on Proprietary Trading and Certain Interests In, and Relationships With, Hedge Funds and Private Equity Funds (Volcker Rule)

February 13, 2012

FDIC

Comments Due on Proposed Amendments and Guidance to Permissible Investments for Federal and State Savings Associations: Corporate Debt Securities

February 13, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FTC’s, (Disclosure Requirements for Depositary Institutions Lacking Federal Deposit Insurance),16 CFR 320 to Regulation I, (Disclosure Requirements for Depositary Institutions Lacking Federal Deposit Insurance), 12 CFR 1009

February 14, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FTC’s (Fair Debt Collection Practices Act), 16 CFR 901 to Regulation F, (Fair Debt Collection Practices Act), 12 CFR 1006

February 14, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FTC’s, (Mortgage Acts and Practices—Advertising Rule), 16 CFR 321 to Regulation N, (Mortgage Acts and Practices Advertising), 12 CFR 1014

February 14, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FTC’s, (Mortgage Assistance Relief Services Rule), 16 CFR 322 to Regulation O, (Mortgage Assistance Relief Services), 12 CFR 1015

February 14, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer HUD’s, (S.A.F.E. Act), 12 CFR 3400 to Regulation H (S.A.F.E. Mortgage Licensing Act—State Compliance and Bureau Registration System), 12 CFR 1008

February 17, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer Agencies’, S.A.F.E. Act Regulations, to Regulation G, (S.A.F.E. Mortgage Licensing Act—Federal Registration of Residential Mortgage Loan Originators), 12 CFR 1007

February 17, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FRB’s Regulation C, (Home Mortgage Disclosure), 12 CFR 203 to Regulation C, (Home Mortgage Disclosure), 12 CFR 1003

February 17, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FRB’s Regulation M (Consumer Leasing), 12 CFR 213 to Regulation M, (Consumer Leasing),12 CFR 1013

February 17, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer HUD’s Regulation X, (Real Estate Settlement Procedures Act), 24 CFR 3500 to Regulation X, (Real Estate Settlement Procedures Act),12 CFR 1024

February 21, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FRB’s Regulation B (Equal Credit Opportunity), 12 CFR 202 to Regulation B, (Equal Credit Opportunity),12 CFR 1002

February 21, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FRB’s Regulation V (Fair Credit Reporting), 12 CFR 222 to Regulation V, (Fair Credit Reporting),12 CFR 1022

February 21, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer HUD’s, (Land Registration), 24 CFR 1710 to Regulation J, (Land Registration),12 CFR 1010

February 21, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer HUD’s, (Purchasers’ Revocation Rights, Sales Practices and Standards), 24 CFR 1715 to Regulation K, (Purchasers’ Revocation Rights, Sales Practices and Standards),12 CFR 1011

February 21, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer HUD’s, (Special Rules of Practice), 24 CFR 1720 to Regulation L, (Special Rules of Practice),12 CFR 1012

February 21, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FRB’s Regulation P (Privacy of Customer Financial Information), 12 CFR 216 to Regulation P, (Privacy of Customer Financial Information),12 CFR 1016

February 21, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FRB’s Regulation DD (Truth In Savings), 12 CFR 230 to Regulation DD, (Truth In Savings),12 CFR 1030

February 21, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FRB’s Regulation Z (Truth In Lending), 12 CFR 226 to Regulation Z, (Truth In Lending),12 CFR 1026

February 21, 2012

CFPB

*Comments Due on Interim Final Rule to Transfer FRB’s Regulation E (Electronic Fund Transfers), 12 CFR 205 to Regulation E, (Electronic Fund Transfers),12 CFR 1005

February 27, 2012

CFPB

*Comments Due on Streamlining “Inherited” Regulations

March 05, 2012

HUD

Final Rule on Equal Access to Housing in HUD Programs – Regardless of Sexual Orientation or Gender Identity

30 days after pub in FR

DOJ

Compliance with ATM Accessibility Standards Under the ADA (Communication Related Elements)

March 15, 2012

FDIC

*Comments Due on Proposed Rule for FDIC Supervised Banks over $10 Billion in Assets to Conduct Annual Stress Tests

March 23, 2012

FinCEN

Final Rule on Prepaid Access Cards for Providers and Sellers

March 31, 2012

FRB

Comments Due on Regulation YY Enhanced Prudential Standards and Early Remediation Requirements for Covered Companies

March 31, 2012